PRIVACY, TERMS AND CONDITIONS
This document covers and applies to all information managed by MYPORTFOLIOVAULT CC
MYPORTFOLIOVAULT CC reserves the right to modify or supplement this privacy policy statement at any time. If we make any material change to this privacy policy, we will notify you of the changes through this website. Protecting your privacy is very important to us. Our goal in accordance with this privacy policy is to treat your personal information with the utmost respect. The process of collecting information is described on the website.
Our service to users
Using or subscribing to the service for the first time requires that you first read the Agreement carefully and indicate your acceptance of the terms by clicking on “I Accept”.
To ensure a safe, non-offensive environment for all visitors to this website, we have established the following “Terms of Use”. They spell out what you can expect from us. By accessing any area of MYPORTFOLIOVAULT CC, whether as a user, browser or visitor, you unconditionally signify your assent to these terms and conditions and agree to abide thereby at all times.
When you accept the terms and conditions and agree to comply with them when making use of the mentioned website, MYPORTFOLIOVAULT CC thereby grants you the right to access the website and to use the services, whether on a regular basis or not.
NON-DISCLOSURE, CONFIDENTIALITY AND COPYRIGHT
MYPORTFOLIOVAULT CC is involved in varying degrees in the fields of financial advice, advertising, training, website platform development and desires to enter into an agreement with users, browsers and visitors to provide a service to the potential user of any product available on the MYPORTFOLIOVAULT.COM™ website. Whereas the Corporation is the legal holder and owner of the business known as MYPORTFOLIOVAULT.COM™ , and holds sole rights to its trademarks, logos, names, patents, copyrights and in general to all intellectual property and business rights it might have, specifically including the right to franchise, market and advertise such business and products with all the rights ancillary thereto, and whereas users of this website have entered into investigations with a view to enter into a user agreement between themselves and MYPORTFOLIOVAULT CC:
All users, browsers and visitors agree as follows,
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to treat as strictly confidential all information of any nature whatsoever which the parties may obtain from, or relating to, the business of each party or its associates, howsoever such information may be disclosed to one another including, without limiting the foregoing, whether orally, visually or by reason of inspection of documentation, quotations or other matter, on or from the designated person’s premises, e-mail and websites, other than information which is in the public domain;
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not to disclose such information to any person whomsoever other than the party’s dependants (which shall include the spouse). Before revealing such information to any such dependants, the party wishing to disclose such information agrees to procure proof that the dependants understand the seriousness and nature of this confidentiality agreement that they are aware of the confidential nature of the information being made available to them;
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that the parties undertake to ensure that such dependants will observe and comply with their obligations in respect thereof, whether or not they are still dependants of the party;
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not to, directly or indirectly, use for its own benefit or the benefit of any other person such information other than for the purposes provided for in this agreement, unless any part of such information is or becomes public knowledge and in the public domain by reason of becoming public property by any other means than through an act or omission on the part of the parties or the dependants contemplated herein.
How we use your personal information
Information will only be used for the purpose of the services offered by MYPORTFOLIOVAULT CC. We strive to make MYPORTFOLIOVAULT.COM™ the best Portfolio and Estate tool on the market by responding to your requests and informing you of additional services as new developments and improvements are made available by MYPORTFOLIOVAULT CC. We are bound to only disclose and communicate your personal information with your permission or if required to do so by law, including by an order of any court. By providing personal information to MYPORTFOLIOVAULT.COM™, you indemnify MYPORTFOLIOVAULT CC of any legal repercussions that may arise there from.
Terms and conditions and copyright
All material presented in the pages of this website is protected under South African copyright law. In subscribing, you agree that you do not acquire any ownership rights over any downloaded content. You may not distribute copies of the material for any purpose or “frame” it in any site that you create or operate, without written consent from MYPORTFOLIOVAULT.CC. You agree to abide by all copyright notices, information and restrictions contained in any content on this website. Any unauthorised downloading, transmission, re-publication or other copying or modification of material posted on this website, including trademarks, trade names, and service marks, may violate common or civil law trademark law and copyright law, and may result in legal action.
Disclaimer of warranties
MYPORTFOLIOVAULT CC has compiled the information on this website for the use of subscribers and prospective subscribers. The information, material and software algorithms contained in this website or which may be downloaded from this website, including text, graphics and hyperlinks, are provided as is and as available. The information and material contained in this website is believed to be accurate and complete at the time of posting. Although MYPORTFOLIOVAULT CC attempts to ensure that all information and material remain current and accurate, such information and material are subject to change without notice and MYPORTFOLIOVAULT.CC does not warrant their accuracy, completeness and currency at all times. No warranty of any kind, implied, expressed or statutory, including but not limited to warranties as to non-infringement of intellectual property rights or third-party rights, title, latent defects, uninterrupted service, merchantability, fitness for a particular purpose and freedom from computer viruses, is given in conjunction with the information, materials and software algorithms.
Security policy - VCS; SSL; Thawte etc.
Virtual Card Services (VCS) process all credit card transactions. All credit card transactions are 128-bit Secure Socket Layers (SSL) encrypted. The company registration documents and the site’s registered domain name are checked and verified by Thawte, assuring the cardholder and merchant that nobody can impersonate VCS to obtain confidential information. Virtual Card Services is committed to providing secure online services. All encryption complies with international standards. Encryption is used to protect the transmission of personal information when completing online transactions. Virtual Card Services Internet servers are protected by firewalls and intrusion detection systems. MYPORTFOLIOVAULT CC does not have access to credit details. Virtual Card Services continually reviews and enhances its security in line with technological changes.
Delivery policy
When you click to make a purchase from us, legal obligations arise and your right to refund of monies charged to your credit card or paid in any other way agreed by us, is limited by our terms and conditions. You are advised not to make any purchase through this site unless you understand and agree to all our terms and conditions. Once payment is made for the purchase, it is deemed that you have read and understood the terms and conditions for such purchase. If you have any queries, please contact us before making any purchase for any service through this website. (Be specific.)
Payment options
All transactions will be processed in South African Rand (ZAR). We accept credit card payments via the website and will supply our banking details on request, should you wish to make payment via EFT or direct deposit.
Refund policy
We regret, no refunds.
Exclusion of Liability
In no event will MYPORTFOLIOVAULT CC be liable for any damages, including, without limitation, direct or indirect, special, incidental, moral or consequential damage, loss of profit, opportunities or information, or for expenses arising in connection with this website, any software algorithms available on this website, or with any hyperlinked website, or for the use of or the inability to use such material, software algorithms available on this website, by interruption, defect, delay in operation of transmission, computer virus or line system failure, even if MYPORTFOLIOVAULT.CC is advised of the possibility of such damage, loss or expense. Software algorithms made available and hyperlinks to other Internet resources are activated at your own risk. The content, accuracy, opinions expressed and other links provided by these software algorithms and resources are not investigated, verified, monitored, or endorsed by MYPORTFOLIOVAULT CC.
Links to third-party websites
MYPORTFOLIOVAULT CC does not control any third-party website and is therefore not responsible for the content of any linked website or any link contained in a linked website. MYPORTFOLIOVAULT CC provides such links only as a convenience to you and the inclusion of any link does not imply endorsement, investigation or verification by MYPORTFOLIOVAULT CC of the linked website or any information contained in it.
Miscellaneous terms
By accessing this website, you have directed your system to a server located in the Western Cape Province, South Africa. Any disputes arising out of your use of this website shall be governed exclusively by the laws of South Africa, subject to the Jurisdiction of the Magisterial Court or the Supreme Court of Cape Town and the applicable South African laws. We reserve the right to change the terms and conditions at any time without notice by posting a new or revised set on this website. If you choose to personalise this website, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer. You agree to accept responsibility for all activities that occur under your account or password. MYPORTFOLIOVAULT CC reserves the right to refuse service or terminate accounts.
The subscription period is one year from date of registration, irrespective of whether paid annually or monthly. If paid per debit order on a monthly basis, the User hereby agrees that twelve monthly payments will be made. If not cancelled in writing thirty days before expiry of subscription, it is assumed that the subscription will continue for another year.
Price
By paying your subscription upfront annually by credit card, EFT or cash, you will receive a discounted price of:
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R1 500,00 per User
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R1 785,00 per Business Builder
Registered Users pay only R1 500,00 per annum for:
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software licence
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rental of Personal Virtual Vault
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usage of desktop version
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all tools and services available
By registering as a Business Builder for only R285,00 you obtain the opportunity to increase your income by introducing this exiting product to others.
Debit order facilities for end users are available at:
12 monthly payments of R150,00 for Users, subject to terms and conditions;
Cancellation:
Should subscription be cancelled for any reason whatsoever, Myportfoliovault CC reserves the right to delete all data stored in the Virtual Vault. Should any payment not be honoured, Myportfoliovault CC will investigate. If payment was not received due to catastrophes, death or incapacitation, the data will be held in Virtual Vault for a maximum of three months or as per agreement with the appointed Executor or Power of Attorney, subject to the Terms and Conditions of Myportfoliovault CC.
MYPORTFOLIOVAULT CC nominates domicilium citandi et executandi as follows:
First Floor
96 Meade Street
George
South Africa 6530
Tel: +27(0)86 100 1777 or info@myportfoliovault.com
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Assistance will be provided during normal office hours from Monday to Friday (Excluding Public Holidays and weekends) from 09:00 to 16:00 South African Time
